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per stirpes beneficiary designation A class beneficiary designation under which the descendants of a deceased class member receive the deceased class member's share of the life insurance policy proceeds. Contrast to per capita beneficiary designation. Obtain a free quote and experience health care that provides you access to affordable medical services. Burdened by credit card debt? Reduce all of your unsecured debts by 60% with our Debt Consolidation solution.   Homepage | Free Quote | Insurance FAQ | Glossary | Contact Us Copyright © 2001 - Apex Home Mortgage Refinancing Company