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standard risk class A risk class made up of individuals whose anticipated likelihood of loss is regarded as average. People in the standard risk class pay standard premium rates. Most insureds are included in the standard risk class. Obtain a free quote and experience health care that provides you access to affordable medical services. Burdened by credit card debt? Reduce all of your unsecured debts by 60% with our Debt Consolidation solution.   Medical Insurance | Free Quote | Insurance FAQ | Glossary | Contact Us Copyright © 2001 - Apex Home Mortgage Refinancing Company